19 February 2017

Difference Between RuPay Card And Visa Debit Card

Difference Between RuPay Card And Visa Debit Card
Difference Between RuPay Card And Visa Debit Card

The use of Different cash Cards like Rupay Card, Debit Card, Credit Card, etc. has increased in past few years. The importance of these cards has increased due to their easy to use and are convenient to handle. You need not  to carry cash in order to pay someone. You just need to swipe your card and payment will be transfer to the person. You can do online shopping and pay bills while sitting in your home or office.

Also Read: Difference Between Debit Card And Credit Card

Indian government launched a Cash Card "RuPay Card" under the company National Payment Corporation of India (NPCI). It has similar features as normal Debit Card have. Many people are unaware of basic difference between these two cards. We will also see how to apply for RuPay Card.



Difference Between RuPay Card And Visa Debit Card


The very first difference is that RuPay is India’s own domestic card with its own payment gateway.

RuPay is an approved card payment network just like VISA and MasterCard. Whereas VISA and MasterCard are international payment gateway.

Since. RuPay Card is a domestic product. Hence it has less transaction costs compared to visa debit card.

RuPay cards are accepted only in National (India only) level transactions. It cannot be used for international transaction like as we can do with visa debit cards.

The transactions with RuPay card are much faster since it happen in India as compared to visa debit cards take more time as processing is done at an international level.

The banks do not need to pay a quarterly fee or entry fee in order to join this RuPay network. However with visa debit cards banks need to pay quarterly fees to join network.

RuPay cards offer only debit card with online transaction. On the other hand, Visa offers both debit and credit cards.

RuPay cards offer more safety as compared to VISA debit Cards as the transaction data would be limited to only India. This prevents customer Card details and information from going to other countries because VISA cards share customer Card information through international payment gateway.

How to Apply for RuPay Card?


If you already have a debit Card then you can simply exchange this card with RuPay card. In case you don't have a debit card then you can apply at the bank.

You need to open the account where you need to collect the application form from the bank. Please specify clearly to the bank officer that you need to the avail the RuPay card facility. Fill all the information needed in the form. After that submit your identity proof or address proof. After submission of application, RuPay card will be sent by mail to your address within 10-20 days.

Also Read: What are Virtual Credit Cards?

I hope this article will help you to know the basic Difference Between RuPay Card And Visa Debit Card. If you like this article then don't forget to share with your friends on social media.

12 February 2017

Beware Torrent Downloaders- Google is Going to Take Actions


If you are the one who frequently downloads movies, files and other stuffs from torrent websites then beware. Google and other search engines is going to change their search algorithm. Due to this search algorithm, you are unable to search torrent files easily. This step has taken to reduce the piracy of movies, videos, books, and many more things.

There is loss of billions dollars every year due to online piracy of different things including movies, softwares, magazines and many more things. Since search engines are easy way to find pirated things or torrent files on internet. 

The search algorithm will lower the torrent results that are the house of pirated things. So, this way movie or torrent downloaders will find it difficult to search or find any torrent easily.

According to Intellectual Property Right, UK, many companies are combined together to take strict action regarding piracy.

11 February 2017

Spoutable Review: CPM Native Advertisement Network




Hi guys!


In this post I will review a new concept based advertising network namely Spoutable. It is basically native ad network.


Spoutable Review

It is a CPM Ad Network working with exit intent technology. This is an innovative idea of monetization. Whenever your site visitor decides to leave the site or page, the ads would be displayed. Spoutable works with all types of devices like Desktop & Mobile. Spoutable review sites before approving them. Well you easily get approval if you have more than 1000 per day traffic.

Also Read: Adoverlay Advertising Review


My experience with Spoutable


I applied for this ad network in december 2016. I easily get approval for my website. Most of the website traffic is from India and gulf countries. You have to place only single code on your website. Rest of the customizations for your ads can be done from the dashboard. My earnings and dashboard can be seen below.




I put codes for 1 week on my website. The average ecpm that I get is around 0.29-0.4. But if you have tier-1 countries traffic like US, UK, Australia, etc. Then rates are above 3$. I also get 3.5$ ecpm for this kind of traffic. The dashboard is nice and you can see your income in detail ans can be sorted according to devices, placements, geos, etc. The ads are clean and responsive. They do not affect user experiences. It also shows an ad when a user leaves your site. So it monetizes your bounced visitor.  You can customize ads by using manage tab at the top of the dashboard. You can choose between overlay, top & bottom, inlay, etc. ad formats from the options given. The more you select, more ecpm you will get. One thing that I have not liked is that the income and impressions are updated 1 day later. Suppose you want to see today's impression so you will see that tomorrow. So there is delay in counting and displaying impressions. This is not a big problem. Well there support is excellent. You will receive reply from them within few hours. Overall it is a good native ad network with some unique features.

This is my day by day income details.




It is a good network as I have earned descent income using this network. If your website receives medium or high traffic, then you should try this network.


                                 Join this ad network and start making money

If you want to get detail about Spoutable Native Ad network then out the complete post.

Requirements for sites to join Spoutable ad network


There are certain requirement while applying for Spoutable ad network. The sites must not following things in their website.

They should not hosted any objectionable content like adult, torrent, spam, hacking etc. They can not use multiple accounts. Websites which contain any illegal material is prohibited.

Apart from above restriction, publishers must not use the following methods to generate false traffic.

  • Use bots or software to manipulate clicks and impressions.
  • Click on their own ads or ask others to do.
  • Use bots, PTC, GPT sites, proxies, auto surf sites and traffic exchanges to generate fake traffic.
Also Read: Adbuff Review: Best Adsense Alternative Advertising Network

Ad Formats


The Spoutable provides various ad formats. The publishers have access to the following ad zones:


  • TOP OFFSCREEN
  • TOP BAR
  • BOTTOM OFFSCREEN
  • BOTTOM BAR
  • INPAGE
  • INTERSTITIAL
  • OVERLAY

Payment


The publishers get paid on Net 15 basis. It means that publisher would get payment after 15 days. The minimum payout in spoutable is $100. The payment options are PayPal and ACH direct transfer.Once you reach your $100 threshold, you can ask for payout using Paypal or ACH direct bank transfer.


Referral Program


Spoutable ad network has referral program for its publishers. The referral commission rate is 5%. It means that you will earn 5% of your referral earning for six months. You can share the referral link with your friends via E-mail, social channels or blogs or websites.


Pros-


1. Firstly Spoutable has 100% fill rates for almost all countries.

2. Being a publisher you don’t need a separate advertiser account.

3. Installation of ad code is very easy. You have to place only single code on your website and rest of the customizations you can do from the dashboard.

4. They have high CPM rates for tier 1 countries. It also works for asian and Indian traffic also.

5. The ads shown are clean and responsive. They are optimize for mobile and desktop also.

6. The publishers have full control on ads.

7. The best thing is that you don’t need to worry about bounce rate anymore. You can actually make money out of bounced page using exit monetization that Spoutable provides.

8. They are fast and good customer support.

In the last I would like to conclude that Spoutable works well for high and medium traffic sites. It would generate high revenue if your site has adequate traffic from tier 1 countries like US, UK, Canada, Australia and European countries. Also the earnings depend on ads placement, website niche, visitor’s location. 

Also Read: Best Online Advertising Network Reviews

To earn high eCPMs in spoutable the publishers must try to mix different zones well and use them. It take minimum 3 days to optimize your site for getting stabilized ecpms. It works well if your website is related to Health, entertainment, news, hobbies or similar kind of niches.

Spoutable is a new ad network based on native advertising and I would highly recommend to use this network.

How to Backup or Change Your Blogger Template and Restore It

Backup or Change or Restore Your Blogger Template

Do you have a blog on blogger.com?

Do you want to download your blogger template?

Then this post is for you. It is a good habit if you make a backup data of your blog or anything. In case any mishap or accident, you have a copy of a deleted data with you.

Also Read: How To Create A Free Blog On The BlogSpot Blogging Platform

If you do coding in your blogger template, then its good to have template backup. If somehow, a wrong code written in the template, it may lead to loss of template data. So its better to download your blogger template time to time or before doing any changes with the template.

In this post I will give you a small tutorial on How to Backup your Blogger Template and Restore It. I will also share how to change a blogger template. This hardly takes 1 minute to download or restoring/changing a template.

How to Backup your Blogger Template


Step 1: Login to your Blogger dashboard. Now Click click on “Template” in the left Sidebar menu.

Step 2: Click on the “Backup/Restore” button in the top right corner of the page as shown below.



Step 3: A popup window will open. Click on the “Download Template” button as shown below. Thats all! Your blog template will be downloaded in .xml format.



If you want to upload some other template or in case you want to restore your old template then you can simply follow steps as given below.

How to Upload or Change or Restore Blogger Template


Step 1: Do the same steps 1 and 2 as given above.

Step 2: A popup window will open. Here choose the File (blog template) which is in .xml format and after that click on Upload button.


Also Read: How To Check How Many Of Your Blog Links Are Indexed In Search Engine

So this how you can download the blogger template easily in seconds. In the second tutorial, you can easily upload or change your blogger template. You can also restore your old blogger template by uploading any backup template that you have downloaded in first step. I hope this post is beneficial for new blogger and others. if you like this post then don't forget to share with others on social media.

What are Tier 1, Tier 2 & Tier 3 Countries?

What are Tier 1 Tier 2 & Tier 3 Countries

If you are a blogger and have monetize your blog or website using a Ad network then you are aware of the word Tier 1, Tier 2 & Tier 3 Countries. It is most common terms used in online advertising industry.

In case you don't know What are Tier 1, Tier 2 & Tier 3 Countries are then this post is for you. I am here explaining these terms in very easy term.

Also Read: How To Invite All Your Friends To Like Facebook Page At Once

When you have a blog or website; people visit your blog then these people visiting your blog is called as Traffic. Hence traffic is a measure of how many people visiting your blog or website. Suppose 1000 people visit your website daily then your blog traffic is 1000 visitors per day. Similarly we can find monthly traffic also.

As every country has certain rules and regulation related to each and every thing. Similarly internet audience is also under certain rules and regulation. These rules are governed by some authority which comprises of several countries work for general issue of common people keeping in mind the use of internet.

As internet use has been increasing like a rapid fire in past 4-5 years. Now everything is online. You can pay your bills, shop online, do business meetings just seating in your home. Taking these benefits, business companies , people are promoting their goods and services online using internet to reach people.

Also Read: How to make money online

So, Countries are divided into 3 groups(tier) to distinguish internet traffic to help these advertising networks and people. There are some criteria on the basis of which these countries are being divided into various tier of countries.

What are Tier 1 Countries?

The countries whose governments have fully complied with the TVPA (full form is Trafficking Victims Protection Act’s) minimum standards are called as Tier 1 Countries.


What are Tier 2 Countries?

The countries whose governments do not fully comply with the TVPA (full form is Trafficking Victims Protection Act’s) minimum standards but are making significant efforts to bring themselves into compliance with those standards are called as Tier 2 Countries.

What are Tier 3 Countries?

The countries whose governments do not fully comply with the TVPA minimum standards and are not making significant efforts to do so are called as Tier 3 Countries.

Here I have compiled list of Tier 1, Tier 2 & Tier 3 Countries


List of Tier 1, Tier 2 & Tier 3 Countries




Tier 1
Tier 2
Tier 2 Watch List
Tier 3
Armenia
Albania
Afghanistan
Algeria
Australia
Angola
Antigua & Barbuda
Belarus
Austria
Argentina
Benin
Belize
the Bahamas
Aruba
Bolivia
Burma
Belgium
Azerbaijan
Bulgaria
Burundi
Canada
Bahrain
Cabo Verde
Central African Republic
Chile
Bangladesh
Cameroon
Comoros
Colombia
Barbados
China (PRC)
Djibouti
Cyprus
Bhutan
Congo, Democratic Rep. Of
Equatorial Guinea
Czech Republic
Bosnia & Herzegovina
Congo, Republic of
Eritrea
Denmark
Botswana
Costa Rica
The Gambia
Finland
Brazil
Cote d’Ivoire
Guinea-Bissau
France
Brunei
Cuba
Haiti
Georgia
Burkina Faso
Gabon
Iran
Germany
Cambodia
Ghana
Korea, North
Iceland
Chad
Guinea
Marshall Islands
Ireland
Croatia
Hong Kong
Mauritania
Israel
Curacao
Kiribati
Papua New Guinea
Italy
Dominican Republic
Kuwait
Russia
Korea, South
Ecuador
Laos
South Sudan
Lithuania
Egypt
Malaysia
Sudan
Netherlands
El Salvador
Maldives
Suriname
New Zealand
Estonia
Mali
Syria
Norway
Ethiopia
Mozambique
Turkmenistan
Philippines
Fiji
Niger
Uzbekistan
Poland
Greece
Oman
Venezuela
Portugal
Guatemala
Pakistan
Zimbabwe
Slovakia
Guyana
Qatar

Slovenia
Honduras
Rwanda

Spain
Hungary
Saudi Arabia

St. Maarten
India
Senegal

Sweden
Indonesia
Serbia

Switzerland
Iraq
Seychelles

Taiwan
Jamaica
Solomon Islands

United Kingdom
Japan
Sri Lanka

United States of America
Jordan
St. Lucia


Kazakhstan
St. Vincent & The Grenadines


Kenya
Swaziland


Kosovo
Tanzania


Kyrgyzstan
Thailand


Latvia
Tonga


Lebanon
Trinidad & Tobago


Lesotho
Tunisia


Liberia
Ukraine


Luxembourg



Macau



Macedonia



Madagascar



Malawi



Malta



Mexico 



Mauritius



Moldova



Micronesia



Mongolia



Morocco 



Montenegro



Namibia



Nepal



Nicaragua



Nigeria



Palau



Panama



Paraguay



Peru



Romania



Sierra Leone



Singapore



South Africa



Tajikistan



Timor-Leste



Togo



Turkey



Uganda



United Arab Emirates



Uruguay



Vietnam



Zambia



So this is all about Tier 1, Tier 2 & Tier 3 Countries. I hope this information is useful for you. If you like this article then don't forget to share with your friends on social media.